Watchwords for Insurance in 2026

Feb 08, 2026 AI in Insurance, Core Systems, Predictions, Process Automation

SOLLERS IN MEDIA

Published in: Insurance Thought Leadership

Publication date: February 8, 2026

Author of the Article:
Michał Trochimczuk – President at Sollers Consulting

WHY IT MATTERS:

The article outlines the key forces expected to shape insurance in 2026, with efficiency, scale and more selective technology investment moving to the top of the agenda. Rather than another year of rapid disruption, Michał Trochimczuk points to a period of consolidation, recalibration and targeted transformation.

Operational efficiency is becoming a central competitive factor. Insurers are focusing on automation, simplified architectures, modern rating systems and smarter risk selection, while commercial lines increasingly require faster collaboration between brokers and underwriters.

Technology remains a major driver of change. Core system modernisation continues across several markets, while North America is expected to put particular emphasis on AI in claims and underwriting, supported by growing cloud adoption and stronger integration between insurer and broker platforms.

Explore related topics

Core systems

Modern core platforms can reduce technology complexity, support more efficient operations and create stronger foundations for further transformation.

Process Automation

Automation helps insurers reduce operational effort, simplify workflows and improve efficiency across customer-facing and back-office processes.

AI in Insurance

AI is becoming increasingly important in claims, underwriting and risk selection, particularly as insurers move from experimentation toward broader adoption.