AI is changing how workers’ compensation claims professionals and small-commercial underwriters work. By summarising information, identifying patterns and automating routine tasks, technology can give insurance professionals more time to focus on complex decisions, customer relationships and cases where human judgement matters most.
But removing repetitive work also changes how insurance expertise is developed. As AI takes over more data gathering and initial analysis, insurers need new ways to help less experienced professionals build judgement, challenge AI-generated recommendations and understand the reasoning behind decisions.
Jeffery Kaczynski highlights the importance of starting with the business problem rather than the technology itself. AI can support areas such as claims analysis, medical information review and underwriting, but in some cases simpler automation may deliver greater value. Building AI literacy and giving employees opportunities to experiment with the technology will be essential to using it effectively.
Explore related topics
Workers’ Compensation
Connected technology and well-designed workflows can help claims professionals spend less time on administrative tasks and more time supporting injured employees and making complex decisions.
Modern underwriting combines automation and data-driven insights with professional judgement, enabling underwriters to focus more on risk assessment, account strategy and customer relationships.