The article highlights findings from CEO Voices Report 2026: AI and the Human Impact, based on interviews with insurance leaders across Europe, North America and Asia-Pacific. The report shows that AI is moving from experimentation into day-to-day use across underwriting, claims, customer service and other core insurance processes.
At the same time, insurance executives do not see AI simply as a way to replace people. Human judgment, empathy and strategic decision-making are becoming more important as automation takes over repetitive tasks and roles shift toward higher-value analytical and advisory work.
The report also points to workforce transformation, reskilling and stronger AI governance as key priorities. The future of insurance will depend not only on smarter technology, but on how effectively insurers combine AI with human expertise, accountability and business purpose.
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CEO Voices Report 2026
Insurance leaders share their perspectives on AI, workforce transformation and the strategic priorities shaping the next phase of the industry.
AI is becoming embedded across underwriting, claims, customer service and decision-making, while increasing the importance of governance and human oversight.